Passive Income Apps: Top Choices for Effortless Earnings in 2025

In today’s fast-paced world, generating passive income has become increasingly popular. Passive income is money earned with little to no active involvement from an individual. Among the finest straightforward and accessible methods to achieve this is inactive income apps. These apps enable users to generate extra income with minimal effort, using everyday activities such as shopping or browsing the web.

Passive income apps come in different forms, with varying functions and features. Some allow users to earn rewards through cashback programs or by watching videos, while others provide investment opportunities with minimal input requirements. Regardless of the type, these passive income apps work and have the potential to supplement a user’s finances, helping to build wealth more quickly and efficiently.

With numerous options available, individuals must identify the best passive income apps that fit their needs and preferences. Users can maximize their earnings and achieve their passive income goals by researching and comparing options. So, let’s look at some popular inactive income apps to help you start your financial journey.

Popular Passive Income Apps

Acorns

Acorn is an app that helps you invest in stocks via round-ups from everyday purchases. By linking credit or even credit and debit cards, the app automatically rounds up purchases and invests the change in a diversified portfolio. It’s a great way to build your investment portfolio with little effort.

Drop

Drop App rewards users with points for shopping at their favorite stores or purchasing at partnered brands. Points can be redeemed for gift cards from popular retailers. Drop is easy, passive income for those who frequently shop online.

Swagbucks

Swagbucks allows users to earn points by engaging in activities like watching videos, playing games, taking surveys, and shopping online. Points can be redeemed for gift cards or PayPal cash, providing a flexible and entertaining way to build passive income.

InboxDollars

InboxDollars is similar to Swagbucks. It offers points for engaging in activities like watching videos, taking online surveys, and redeeming coupons. Points can be converted to gift cards or cash, allowing users to earn and save without much effort.

Rakuten

Formerly known as Ebates, Rakuten is a cashback app that pays users a percentage of their online purchases from partnered stores. With periodic exclusive deals and promotions, earning passive income from regular shopping is simple and convenient.

Airbnb

Airbnb allows property owners to list their homes or rooms for rent to travelers. With an established booking platform and user-friendly interface, Airbnb makes renting space easy and earns passive income through real estate.

Dosh

Dosh is a cashback app that gives users a percentage of their purchases at participating stores. By linking the app installed a credit or debit card, earning passive income becomes as simple as shopping at partnered retailers.

See Related: The Lazy Person’s Guide to Earning Money Online Effortlessly

M1 Finance

M1 Finance is an investment app where users can build their stock and ETF portfolios or choose from expert-designed options. With no trading fees and automatic reinvestment of dividends, M1 Finance can help grow your wealth passively.

Stash Invest

Stash Invest lets users build customized portfolios and automatically invest money in fractional shares of stocks or ETFs. This app focuses on personalized investing and is outstanding for long-term wealth-building and financial independence.

Ibotta

Ibotta is a cashback app that offers discounts and rebates for everyday purchases at partnered retailers. Users can earn cashback and enjoy a passive income boost by uploading receipts and verifying purchases.

Trim

Trim is an app that helps users save money by canceling unused subscriptions and negotiating lower bills with service providers. While it’s not a direct source of passive income, it helps cut down expenses and frees up funds for saving or investing.

See Related: Give Me Money: Proven Strategies for Boosting Your Income

SavvyConnect

SavvyConnect is a passive income app that rewards users for installing it on their devices. By collecting anonymous usage data, users can earn up to $5 per month per device, making it a low-effort way to increase income incrementally.

Mistplay

Mistplay is a mobile app that allows users to earn points playing games. Points can be redeemed for gift cards, making it an enjoyable way to earn passive income during leisure time.

Rover

Rover connects pet owners with dog walkers and pet sitters, allowing individuals to earn passive income caring for pets in their community. This app can be a rewarding and flexible income source depending on availability and demand.

Turo

Turo is a peer-to-peer car-sharing platform where users can rent out their vehicles when not in use. Turo allows vehicle owners to earn passive income from their underutilized assets with options to set prices and availability.

OnMyWay

OnMyWay encourages safe driving by rewarding users for not using their phones while driving. By accumulating points for safe driving, users can redeem them for a range of discounts, providing a low-effort way to earn rewards passively.

Honeygain

Honeygain is an app that allows users to share their unused internet bandwidth in exchange for credits, which can be converted to cash. Running in the background, Honeygain provides a simple way to generate passive income from an underutilized resource.

Plink

Plynk rewards users for engaging with digital content, like articles or watching videos together. Points can be earned and redeemed for cash or gift cards, making it an easy way to earn passive income while consuming digital content.

Ma invest

Mainvest offers the opportunity to invest in local businesses and earn passive income through revenue sharing or debt investments. As businesses succeed and grow, investors can enjoy a share of the profits.

Rocket Money

Rocket Money (formerly Truebill) helps users save money by canceling unused subscriptions and negotiating lower bills. Although it does not directly generate passive income, it frees up funds for more savings or investment opportunities.

Moomoo

Moomoo is a stock trading app that provides commission-free trading and access to a wide range of stocks and ETFs. With features like a stock screener and financial data, Moomoo can help build a passive income stream from a well-structured investment portfolio.

Semi-Passive Income App

This app has been rated incredibly effective and earns a lot of money from its users. It’s not the kind of app for passive money, but it is easy to use. You can make an additional profit when you use the commute or waiting time to go to doctors’ offices.

S’mores

American consumers unlock their mobile phones 100 times each year. Is it worth the money? Smore is a smartphone application that rewards you for enabling advertisements to appear. If you’d like more information, you can click here. You can get points even without paying a lot of attention to ads. Alternatively, you can cash in with your gift cards or card in Amazon or Applebee’s Amazon AMC Theater or Applebee’s. S’more is very popular and ranks 2nd among the top 10 best mobile lock screen apps for earning money. Will I Be a Smore?

Airbnb

When we offer guests a place at Airbnb, you use a resource you already own. Once systems are down, the time needed for a listing to generate revenue decreases, and Airbnb could earn the most significant profits from any app on the list. In rural areas or big cities, you can check the Airbnb rent estimate using the Airbnb Rental Calculator. You’ll discover how launching an Airbnb business is easy and includes a list of common mistakes you must avoid.

Fetch Rewards

Fetch is the easiest way to save money. There’s no reason to cancel any special offer. It gives you points to get scanned receipts. Those who own old phones must make the receipt clear without blurring. You will earn rewards from buying. You can cash in with a Visa card or at any online retailer. Users with an online link will receive 2,500 point signup bonuses when they join. To register, click on this link.

Sweatcoin

Sweat Coin is a mobile application that pays your walking fees. Your points accumulate each time you move and are redeemable for everything from discount products to travel packages. This is an ideal app for people wanting more motivation to move. It’s a free app. Even if you don’t get rich, you will have a decent salary for a good hobby. Register to receive free accounts now!

InboxDollars

InboxDollars has a cash-in program that works as closely as Swagbucks. You could earn by completing an online shopping search, utilizing discounts, and other things. Thousands downloaded the mobile app for good reasons. You can register to receive InboxDollars at this website.

Ibotta

What is the function of Ibotta? Afterward, you can open the website and browse ads to see new products or offers, and then you’re ready. After you leave, you can return the money. Ibotti pays for groceries! Download Ibotta for free.

Investing in Apps and Platforms

Fundraise

Fundrise is a real estate investment platform that allows users to invest their money into crowdfunded real estate projects. It enables the user to start investing with as little as $10 and offers a passive income without the hassle of managing the properties. The platform takes care of all aspects, such as property maintenance and rent collection, while providing competitive returns.

M1 Finance

M1 Finance is an online investment platform that offers automated investing and portfolio management. Users can build their custom portfolios with fractional shares or choose from the pre-built portfolio templates called “Expert Pies.” The platform offers:

• $0 commissions
• Fractional shares
• Rebalancing
• Dividend reinvestment

Robinhood

Robinhood is a popular investing app that allows users to trade stocks, ETFs, and cryptocurrencies with no commission fees. Key features include:

• $0 commissions
• Fractional share investing
• Instant deposits and withdrawals of up to $1,000
• Cryptocurrency trading

Betterment

Betterment is a robo-advisor platform providing personalized financial advice and portfolio management based on the user’s financial goals. The platform charges a small annual fee (0.25% for digital accounts) and offers a range of features like:

• Automatic rebalancing
• Tax-loss harvesting
• Financial advisor access (for a higher fee)
• Savings accounts with competitive interest rates

Public.com

Public.com is a commission-free investing app combining social and investment opportunities. Users can create custom portfolios or follow others and adjust their investments accordingly.

• $0 commission trades
• Fractional share investing
• Social aspects allow users to follow influencers and friends
• Stock and ETF investing

Data collection apps

Applications are almost passive. You download them on your mobile device and receive payment from them. Earning hundreds of dollars using these apps on multiple devices a year is easy.

Nielsen Computer and Mobile Panels

Nielsen operates the Nielsen mobile panel app and the Nielsen computer panel app. When a user signs into a mobile application and installs it on a computer, it tracks how much time they spend on their computer and rewards them. User income is $50 annually, and it is easily $150 for users to install. In addition, you’re automatically entered into a sweepstake where a winning prize is $1,000 each month. Note: It’s primarily available to U.S. customers on Nielsen computers and mobile devices.

Best passive income apps for iOS and Android phones

This passive income application lets you shop, buy, and rent goods and services and give your opinion. Start with two couples and slowly get more of them until it meets their expectations.

Rakuten (formerly known as Ebates)

Rakuten provides many rewards and apps that offer free money back when you shop online or offline. This might be the best option if you desire software that can pay you a total fee. Over 300 retailers have offered rewards on purchases made through their Rakuten app. You won’t have to upload any proof of your tips. Whenever you get a cashback, it can be recorded and paid into your bank account anywhere; this ensures a smooth and hassle-free way of earning cash—easy cashing through PayPal and credit card. The bonus can return to 30 if you buy 30 products from Rakuten on their site.

MyPoints

Can you earn money when buying groceries? MyPoints will start your journey. MyPoints gives you cashback when you shop online in almost 2,000 retail stores. Register for a free trial and begin buying our apps before shopping online to earn money using our apps. New subscribers receive $10 gift cards if they purchase more than $20 online.

See Related: How to Start a Side Hustle in 2023

Market Research Apps

Most good marketing research apps pay for your opinion and other simple work. As the work requires less energy, they will become a more effective passive means of earning.

BoxDollars

Like Swagbucks, Inbox Dollars provides many ways to earn money, including gambling online, answering questions, and emailing. Immediately following registration, you are offered opportunities to perform various online tasks with real money. The company pays members $60M, which is credited to the site via PayPal once their balance exceeds the account minimum of $30. New users will receive $5 in bonus points.

Survey Junkies

SurveyJunkie has a membership of over 100 million and is available every day with free surveys for anyone wanting additional cash. Market research companies use paid surveys, like Survey Junkie, to contact their clients and get feedback. Earning money through PayPal, credit cards, and bank transfers is easy.

Other Passive Income Ideas

Affiliate Links

Affiliate marketing is a popular way to generate passive income by promoting products from various companies. You can earn a commission for each sale through your unique affiliate link. To achieve this, could you consider adding these affiliate links to your blog, social media profiles, or email signature? Some popular platforms include Amazon Associates, ClickBank, and ShareASale.

Blogging

Starting a blog can be an excellent passive income opportunity since you can monetize it in various ways, such as placing ads, offering sponsored content, or integrating the affiliate links above. To make your blog successful, create valuable content around a niche that resonates with your target audience. Please remember to promote your posts on social media, engage with your audience, and consider implementing SEO strategies to boost your visibility in search engines.

Uber

Ridesharing services like Uber have become a popular side hustle for people looking to earn extra cash. While driving for Uber is not strictly passive income, it can be a flexible way to supplement other passive income sources in your spare time. Plus, Uber allows you to set your schedule, enabling you to balance this side gig with other possibilities and passive income streams.

MobileXpression

• MobileXpression is a passive income app that runs in the background and collects data about your smartphone usage.
• You’re paid in points each week that you can redeem for gift cards to popular retailers like Amazon, Starbucks, and Best Buy.
• The app is available for iOS and Android devices and can generate around $5 per month in passive income.

Nielsen

Nielsen is a market research company that offers various opportunities for passive income generation.

• Nielsen Computer & Mobile Panel: Install this app on your devices, and it will collect data about your internet usage. You can earn up to $50 per year in rewards.
• Nielsen Cashback: This browser extension allows you to earn cash back on your online purchases by offering access to a range of cashback rewards from a few retailers.

By exploring these different passive income ideas, you can maximize your earning potential and diversify your income streams. Generating passive income often requires an initial investment of time, money, or both. Remember to carefully assess each option according to your expertise, interests, and long-term goals.

Cashback and Rewards Apps

Cashback and rewards apps are a popular way to earn passive income while making everyday purchases. These apps allow users to get cash back or earn reward points when they shop at partner stores or make specific transactions.

Users can start earning rewards with each eligible purchase by linking their credit or debit cards to the app. The apps track the transactions and provide cashback or bonuses based on a percentage of the total spent or a fixed amount for specific items.

Cashback and rewards apps work with many retailers, including online stores, grocery chains, and restaurants. Users can browse available offers, select the ones that interest them, and shop as usual.

One of the main advantages of these apps is their simplicity. Users don’t need to go through complex processes or significantly change their shopping habits. They can continue shopping at their preferred stores and earn rewards effortlessly.

The earned cashback or reward points can be redeemed in various ways. Some apps offer direct cash payouts, while others provide gift cards, discounts, or even donations to charity. Users can accumulate earnings over time or redeem them periodically for extra savings or perks.

It’s crucial to compare different cashback and rewards apps to find the ones that offer the best deals and align with your shopping preferences. Reading user reviews and checking the app’s reputation can help ensure a positive experience.

Cashback and rewards apps are a great way to make the most of your regular spending and turn it into passive income. Give it a try and start earning rewards while you shop. Install a trusted cashback and rewards app today and enjoy earning as you spend.

Passive Income Tracking Apps

Passive income tracking apps are crucial for individuals seeking to manage and optimize their passive income streams. These apps help users track their income sources, monitor their earnings, and gain valuable insights into their financial performance.

Users can conveniently link their bank accounts, investment portfolios, and other income-generating platforms with a passive income-tracking app. The app automatically retrieves and organizes data, providing a comprehensive overview of their passive income sources in one place.

These apps offer a range of features to assist users in managing their passive income effectively. Users can set goals, track progress, and receive notifications when they reach certain milestones. The apps also provide detailed analytics and reports, allowing users to analyze their income streams, identify trends, and make informed decisions.

By clearly understanding their passive income, users can evaluate the performance of each source and make adjustments as needed. They can identify which investments or ventures are the most profitable, determine areas for potential growth, and optimize their overall income strategy.

Passive income tracking apps often come with budgeting tools that enable users to allocate their earnings wisely. Users can set budgets, track expenses, and compare their spending habits to their passive income. This holistic approach helps individuals achieve financial stability and make informed financial decisions.

Moreover, these apps offer financial security by providing real-time updates and alerts. Users can stay informed about any changes in their income, such as missed payments or fluctuations in investment returns. This proactive approach allows users to address issues promptly and ensure a steady flow of passive income.

See Related: Investment Tips – How to Be a Smart Investor

FAQ

Related Resources:

• The Best Passive Income Ideas to Start Today
• How To Earn $100 Of Passive Income With Dividend Stocks
• Legendary Marketer Review – Real Passive Income System Or a Scam?