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Is Jenny Lewis’ voice-over genesis a legit training for making money online? Our review covers it all – read on to discover more.

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An online business opportunity named EZ Money Team relies heavily on some bold claims to find gullible people interested in making money online. The claims are misleading for the most part, but it’s a bit early to conclude whether EZ Money Team is a scam or not.

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An internet marketer named Tim Erway launched a system in 2013 called Elite Marketing Pro. Tim has been doing affiliate marketing for approximately 10 years.

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Primerica Financial Services, Inc, or Primerica as it’s popularly known is a biz op that has a lot of controversy going around it. Some call it a pyramid scheme or a scam and some support it saying it’s a legit money maker for them.

Also called Prime America at times, they distribute financial products to North American residents. They sell life insurance, mutual funds, home and auto insurance, and legal services. They left Citigroup 2010 – which was their parent company back then.

Doing your research before starting a program never hurts since it can help you find legit opportunities and avoid scams. In this platform review, we share everything you need to know before you make up your mind.

What Is Primerica?

Primerica is a US-based multi-level marketing firm specializing in selling financial services and insurance. It’s very similar to Ameriplan which sells healthcare insurance utilizing the same MLM business model.

Name: Primerica

Founded In: 1977  

Type: Financial & Insurance Services

Price: $99 Initial and $25 Monthly

Primerica is listed as ‘PRI’ on the New York Stock Exchange, and they seem legit. A pyramid scheme won’t last in the market for more than a few years; this company has been around since 1977.

Their business comprises two parts:

1. Their financial products
2. Their MLM biz op through which one can make commissions selling insurance.

The Product Line

Primerica offers a bunch of financial products to the citizens of North America, Canada, and Puerto Rico. Their product line is pretty big; it includes:

• Financial investments
• Home & Auto insurance
• Term-life insurance
• Financial investments
• Debt management plans
• Credit Monitoring

Can You Make Money With Primerica?

Of course, you can. There are two ways with which you can bank some cash with Primerica. 

1. You’d sell financial products to earn commissions on the sales you generate – as an old-school salesman would.
2. Recruit people under you in Primerica and get them to do the ‘heavy lifting. Just like you would focus on recruiting people under you if you’re a part of an MLM company. 

However, you don’t get to promote their products right away; there’s a $99 one-time fee that you’ll have to pay to join the program – it will get you the ‘Primerica sales license.’

They have a screening process for each of their distributors. Your background records and identity will be verified before you’re approved, and that is a good thing since it ensures a safe environment for all to work.

Once you’ve gone through the Primerica screening process and are accepted, you’d have to pay $25 monthly if you want to continue to access their tools and resources – including training and marketing material.

Also, the initial $99 that you pay is 100% refundable after a few months have passed.

Click Here for Our #1 Recommendation

Primerica Compensation Plan

There are multiple ways to get commissions with the Primerica business model. 

• Promote insurance plans and earn commissions – if you bring new customers to the company and sell financial plans, you will earn a percentage of the total sale amount.
• Get paid from your downlines’ sales – if you recruit people who join under you, you will earn 10% override commissions on all the sales they register.
• Rank advancement bonuses – you can earn more commissions as a result and also help your direct recruits with promotions.
• Other products – you can choose between the numerous products Primerica offers and earn a percentage of the sale value.

Primerica has an 11-tier structure. You can earn from your direct recruit and their recruits up to 11 levels. The commission rates vary depending on your rank with the company.

• Representative – 25%
• Senior Rep – 35% + bonuses
• District Leader – 50% + bonuses
• Division Leader – 60%
• Regional Leader – 70%
• Regional Vice-president – 95% + bonuses
• Senior Vice-president – 95% + bonuses

See Related: Can You Really Live Your Dream Life With PlanNet Marketing?

Is Primerica a Pyramid Scheme?

No, Primerica is not a pyramid scheme, nor is it a scam. The company sells real products, and they have been around for more than 40 years now. Recruiting isn’t the only business model on which they rely for closing sales.

You can make up to 95% commissions promoting Primerica financial products (depending on your rank). That’s among the highest-paying MLMs without a doubt. Those who claim it is a pyramid scheme or a scam are probably people who tried promoting as an affiliate but had little success.

However, 8 out of 10 MLM programs are not legit. Be sure to do your research before hopping onto another program. MOBE is one such platform; it was taken down by FTC since it wasn’t compliant.

Before getting started with a multi-level marketing program, it’s always a good idea to first understand the company’s vision and more specifically its tactics. If it’s all about recruiting other people and there’s nothing substantial worth promoting, you know what to do!

Things We Liked

• Primerica does background checks before accepting new distributors; this surely helps with the trust factor. It also helps the company to maintain its standards since they don’t accept everyone.
• The $99 sign-up fee is refundable after you’ve cleared the background checks. There will be a minuscule $25/month fee if you intend to stay on board as a Primerica distributor/partner. It’s more for accessing the platform’s tools and training.
• A+ rating on Better Business Bureau – it’s not easy to get an A+ rating from BBB, and it’s even harder to maintain your ratings. Primerica has had it since 1980, and that’s a major milestone!

Things We Didn’t Like

• Primerica has a fair share of bad reviews and disgruntled customers. It’s evident from the hundreds of negative reviews in BBB. Most of them have issues with the company’s product line and services. Some of these have to do with taxes, penalties, and the cost of insurance.
• Recruiting isn’t for everyone – and more so if you’re not a fan of the topic which is insurance. If you’re not a huge fan of the financial industry, your promos will require great effort.
• Success rates are very demotivating – on average, Primerica distributors make roughly $7,000 per year, which is less than $1,000 a month. It could make for a decent side income, but it’s far from being considered a day job replacement.

See Related: American Income Life Insurance Review – Another Dirty MLM Scam?

Final Thoughts & Conclusion

Without a doubt, Primerica is one of the better business opportunities out there. You can make a decent income by promoting it as an MLM business. It only helps they have been in the game for more than 4 decades, and that’s no joke.

It’s simple – only do what you like and are comfortable doing. If you don’t like multi-level marketing – recruiting others in general, you should instead opt for a different business model.

There’s nothing wrong with recruiting other people, but it should be your cup of tea. If you’re not a big fan of multi-level marketing businesses, then you’re better off staying away from Primerica.

Looking To Make Your First Dollar Online?

We got your back. If you’re looking to work from home, we can help you get started in the right direction. Affiliate marketing is one of our favorite business models and for a good reason. It can help you achieve financial, location, and time-freedom in time.

Our top recommendation has helped hundreds of people escape their 9-5 day jobs and has helped them earn a realistic 4-5 figure per month online. It has been going strong for more than a decade now, and the strategies have stood the test of time.

It will ask for some investment of your time and efforts though. If you’re ready to start your own profitable online business and finally increase the monthly cash flow your businesses generate, we highly recommend you give it a shot. If you ask us, it’s totally worth it.

Click Here for Our #1 Recommendation

Related Resources

• Facebook on Fire Review
• Elite Marketing Pro Review
• Agenciez Review

Are you looking to get into transcribing? Instead of going the harder route by trying to learn it all yourself, it’s always better to learn from someone who has been there before. Then you simply follow their footsteps and you increase your chances of succeeding.

Before you get started with one, however, it’s important to do some research so you can avoid scams and find products that don’t disappoint you.

Transcribe Anywhere is one such course that claims to get you up and running with transcribing in no time. If you’re wondering what the course is all about, whether or not you should enroll in it, stay with us, and you’ll soon find out.

Let’s get started with this Transcribe Anywhere review.

What is Transcribe Anywhere?

Transcribing anywhere is a course that teaches you how to make money online by transcribing audio into text files. It also shows you how to find clients both offline and online.

It helps that the course comes from Janet Shaughnessy who is a veteran in the niche – has 10+ years of experience. She also offers her own transcription services and owns Zoom Transcription.

Janet Shaughnessy – The creator of Transcribe Anywhere

If you’re relatively new to all this and are looking for a way to make a few bucks working online, you may consider offering transcription services to people.

She gives you access to all her resources and tools that you’ll need to launch a successful career in transcribing. She claims you’ll be an excellent transcriber if you follow along and complete her training.

Also, the fact you get access to one-on-one email support with the course that alone makes transcribe anywhere worth a shot. You can also access an exclusive Facebook group if you purchase her paid course.

If you’re thinking about building a business around a topic, support is definitely something you can’t ignore. It can help you cut out the guesswork and minimize losses.

Name: Transcribe Anywhere

Website: transcribeanywhere.com

Creator: Janet Shaughnessy

Pricing: FREE to $697 one-time

What Is Transcribing?

When you offer transcription services, you’re taking an audio/video file or a song and converting it into text in a readable format. You have to listen to the source file and type as you go. This is how transcribing works.

Many companies are willing to pay you for it because it’s time-consuming and demand is ever-increasing with the popularity of video marketing. However, you do need some specialized equipment to get started with transcription as a transcriptionist:

• A computer – This one is pretty obvious!
• Software for helping you out with transcribing – Janet recommends Express Scribe.
• A set of high-quality headphones – any decent pair under $50 should do the trick.

How Does Transcribe Anywhere Work?

Transcribing anywhere is by no means inexpensive training; some may be turned off seeing the high price tag that comes with it. However, you do get what you pay for, and TA is definitely one of the very few courses that we are happy to recommend.

You get to choose between two courses:

• The General Transcription Course
• The Legal Transcription Course

They don’t give refunds regardless of your purchase, so they give away free mini-courses for both of these courses. The mini-training can help you decide if transcribing is for you.

Once you’ve gone through the mini-courses, you can now decide if you want to upgrade and get the full course. At this stage, if you proceed it’s pretty much clear you want to proceed, and getting a refund is out of the question now.

Click Here for Our #1 Recommendation

The Transcribe Anywhere Training

It’s definitely not cheap training – be ready to shell out $597 for the general transcription course and $697 for the legal transcription course. However, it’s a no-brainer if you consider the value you’ll receive from this course.

If you’re looking to build a new income stream (offline or online), TA is for you. It’s a good option for stay-at-home people like work-at-home moms too because you’re not location dependent and most importantly, it’s flexible. If you’re retired, it can make for a decent additional income stream for you, too!

The earning potential however totally depends on your typing speed and how good your listening skills are.

General Transcription Course

This course comes with six modules to help you get started as a transcriptionist.

• Module 1: Foundation – throws some light on the topic, shares opportunities, and talks about the equipment you will need.
• Module 2: The most essential skills – Covers a lot of topics which will surely minimize the learning curve. It’s created with beginners in mind.
• Module 3: Tools – this section shares tools that can enhance your productivity/save time.
• Module 4: Dictation practice
• Module 5: Building your business – this module teaches how you can find work and succeed
• Module 6: Certification – to receive one, you need to pass an examination with a good score.

Legal Transcription Course

This course comes with 16 modules and is based on the legal transcription. The sections cover a general introduction, tools, guidelines for court transcripts, and good practices. Other than this, some basic knowledge on social media is also shared which can help you get clients.

To receive certification, you must clear the examination after completing all the sections.

Things We Liked

• Legitimate training, learn at your own pace. Easily accessible since it’s online.
• It teaches a real business model which has seen a surge in demand in recent times.
• Multiple payment options – you don’t have to pay for it in one go. It helps if you don’t want to break the bank right away; pay in easy installments.

Things We Didn’t Like

• Although the training is top-notch, not everyone fancies transcribing jobs. We totally get it, and if you’re not a fan of transcription, this is not for you.
• Expensive unlike other courses out there. This one is legit but is by no means cheap.

Click Here for Our #1 Recommendation

Final Words – Is Transcribe Anywhere Legit or a Scam?

It definitely is not a scam. Transcribeanywhere is one of the best courses that you can take to get into the transcription industry. The course provides decent info, and the mini-courses are totally free which is the icing on the cake.

In fact, Transcribe Anywhere is among the very few products that we feel confident in recommending to others unlike most products we audition. If you’ve read any of our other reviews on WFHR, you’d probably know. 🙂

If you want to get started with Transcribe Anywhere, you can get started here.

Looking To Make Your First Dollar Online?

You can make decent money doing transcribing jobs, but it isn’t for everyone. You need some skills here – good listening skills, focus and you should be good at typing. If you lack any of these, truth be told – you won’t do very well here.

The future isn’t bright for transcription either. As time is passing by, technology evolves, and tools like Alexa, Siri, and Google Assistant are getting better at transcribing.

If you’re looking to build a solid income stream working online, you should instead check out our free affiliate marketing training which is our top recommendation for people who are just starting out.

Click Here for Our #1 Recommendation

Related Resources

• Facebook on Fire Review
• Primerica Review
• Elite Marketing Pro Review

Interested in making up to $300 a day goofing around on Facebook? Or, grab 500 bucks just for watching a sales video till the end? Well, that’s what Facebook on Fire promises!

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We recently stumbled across an investment opportunity known as a lifetime income report. If you’re wondering if it’s really worth a shot or if it’s a scam, stay with us. We will uncover the secrets in our review.

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What is AmeriPlan? Is it worth your money and time? Check out this AmeriPlan review for all the answers you seek about the company.

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